Jewelry is an important part of any woman’s wardrobe. Mix and match a few pieces of your favorite bling, and you can instantly elevate any look. Whether you’re going to the office, having coffee with friends, or getting ready for a night out on the town, the jewelry you wear can make your day.

So why is it that sometimes, you pull out your favorite piece, and it doesn’t look quite right? It might be surprising, but the way jewelry looks have a lot to do with our skin tone.

Read on to learn how to wear the right jewelry for your skin tone.

Your Skin’s Undertone

The first step in figuring out which metal color looks best on you is to determine your skin’s undertone, which is the color from underneath the surface of your skin that affects your overall skin tone. Your undertones can be “cool,” “warm,” or “neutral.”

It’s important to note that this has nothing to do with skin color. Darker skin can have a cool tone, lighter skin can have a warm tone, and vice versa.

So, how do you figure out your skin’s undertone?

There’s an easy trick, and it only takes a few seconds. Take a look at the veins on the underside of your wrist. If your veins aren’t visible there, check the crook of your arm.

If your veins appear blue or purple: You have a cool skin tone.

If your veins appear green in color: You have a warm skin tone.

If your veins appear blue in some places and green in other places: You have a neutral skin tone.

Why Skin Tone Matters

When it comes to matching jewelry to your skin tone, the ultimate and most important rule is to wear what makes you feel beautiful and happy. If you love gold or rose gold jewelry, wear it.

Are you passionate about white gold? Wear that instead. If, however, you want jewelry that accents your skin perfectly, matching skin tone to your jewelry choices will do the trick.

Matching Metal to Your Skin Tone

Jewelry doesn’t only complement your outfit; it also complements your skin. Jewelry almost always lies flat against our skin so the contrast between the metal type and your skin is easily seen.

Matching jewelry to your skin tone enables your jewelry to complement your unique complexion instead of detracting from it.

So, what metals match your skin tone?

If you have a cool skin tone: Wear white gold, platinum, and silver.

If you have a warm skin tone: Wear yellow gold, rose gold, copper, and brass.

If you have a neutral skin tone: You’re a lucky one as any metals can be worn, so mix and match to your heart’s content.

Matching Gemstones to our Skin Tone

Now that you know which metal looks best, the next step is to examine what often accompanies the metal setting – gemstones. The colors of gemstones can go a long way in not only matching your outfit but complementing your skin tone, as well.

If you have a cool skin tone: Bright colors such as reds, blues, purples, and greens are best.

Ideal gemstones for cool skin tones include:

Red – Ruby, garnet, red tourmaline

Blue – Blue sapphire, turquoise, tanzanite, aquamarine, blue tourmaline

Purple – Amethyst

Green – Topaz, emerald, green tourmaline

Other – Opal, pearl, diamonds

If you have a warm skin tone: Earthy colors such as oranges, browns, and yellows will compliment you well.

Ideal gemstones for warm skin tones include:

Orange – Citrine, orange agate

Brown – Morganite, peridot, imperial topaz, brown zircon

Yellow – Yellow agate, yellow diamonds, peridot, imperial topaz

Other – Diamonds

If you have a neutral skin tone: Any color choice will work for you!

If in Doubt, Experiment

While these tips and tricks are excellent guidelines to follow, to decide what you like the most, take some time to experiment. It’s okay to break the rules to match an outfit or complete a look you’ve put together. Style is meant to be fun and fashion rules are meant to be broken in this modern age.

Here are some ways to experiment with jewelry if you have a cool skin tone.

If you are wearing a long pendant-style necklace, make sure the pendant itself has silver or white gold in it even if the chain is yellow gold. If the chain is thin enough, it will disappear, and the pendant will pop against your skin tone.

For short necklaces, silver or white gold are best for thicker chains. Micro-chains work well even if they’re yellow gold. A small amount of yellow gold can look good on your wrist if there is plenty of white gold or silver to offset it by way of rings on your fingers.

Here are some ways you can experiment with jewelry if you have a warm skin tone.

For long necklaces, thin or micro-chains can work even in silver or white gold if the dominant color on the pendant or decoration is yellow gold.

Short necklaces are always best in yellow gold but can occasionally be mixed with a thin white gold chain. Some silver on your wrist can complete a look perfectly if there is a mix of yellow gold elsewhere nearby.

The Best Color for Any Skin Tone

No matter what skin tone you have – cool, warm, or neutral – there is one color that looks radiant on them all. What is it?


No matter what jewelry you decide to wear – what color, what gemstone, the type, or how much – the most important thing to “put on” is a good dose of confidence. There is nothing that looks so beautiful as a head held high, a kind smile, and a friendly disposition.

Put these on, and you’ll look stunning no matter what jewelry you wear.

Plan Your Next Outfit

Jewelry is the perfect complement to any outfit. From the ballpark stands to a Saturday morning brunch, a few pieces of well-appointed jewelry can make you sparkle and shine.

Cool skin tones can rock white gold or silver, with bold and bright gemstones. Warm skin tones will glow with yellow gold and earth tones. Neutral skin tones get to take their pick. Now that you know how to maximize your wardrobe, what will you wear next?