If shopping is your weakness and you can’t resist buying then you may land spending money on unnecessary items. You need to take it a bit seriously and also make sure that you don’t buy any stuff just because it’s on sale. Well not a big deal, there are always some ways to sort out any problem. Try these tricks which will help you to stop buying things you don’t need.

Diffrent Tricks To Stop Buying Things You Don’t Need

1. Recollect! How Long You Need To Work To Pay For That Item

For every item you purchase, you have to work a certain number of hours to pay for it. For example, if you are to splurge your money on a handbag, think how many hours of hard work it takes to pay for that bag. This may help you resist from impulsive buying.

2. Try To Wait At Least 24 Hours

If you’re browsing the mall and you see an item on sale, don’t immediately purchase it. Leave the store and give yourself 24 hours. You may discover that once the item is out of sight, the urge to purchase it disappears. If you’re still thinking about the item a day later, consider whether now’s the right time to make the purchase, and whether you can afford it.

 

3. Take A Quick Mental Inventory

Before buying something you don’t need, take a quick mental inventory. Think of items you already have in your drawer or closet, and you may realize you already own something similar. In which case, it doesn’t make sense to purchase the item.

4. Think About Your Financial Goals

Impulse buys can delay financial goals, such as saving up to buy a house or paying off debt. Write down your financial goals on a Post-It or index card, and keep these goals tucked inside your wallet. Anytime you feel the urge to spend unnecessarily, pull out this paper and review your goals. Keeping your eyes and mind focused on your financial goals can help you resist the urge to spend money.

5. Realize That This Purchases Add To Your Debt

If you’re actively paying off Credit Card debt, remind yourself that using a credit card slows your progress. Think about how much interest you’ve paid over the course of several months or years. Also, think about the positive effects of paying off credit card debt, such as cheaper monthly expenses and a higher credit score. Then ask yourself, is this purchase worth delaying my progress?

 

6. Remind Yourself That The Item Will Go On Sale

If you find something you want to buy, but it’s full price, keep in mind that retailers have sales and discounts throughout the year. If you wait just a few weeks or months, you might find the item cheaper. And if you shop around, another retailer might have the same item for less.

7. Tell Yourself You Don’t Need The Item

Sometimes, we shop impulsively because of peer pressure. However, your friends aren’t paying your credit card bills. You have to take control of your own Finances. Repeatedly tell yourself you don’t need something and you’re less likely to make the purchase. Even if you buy something you don’t need, don’t be ashamed to return the item if you have buyer’s remorse.

Do share if you have any other trick that helps you resist on buying the things, you don’t need!

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